Services / Payment Solutions
Payments look simple from the outside — money moves from A to B. In practice
you’re managing partial failures, provider outages, currency conversion,
regulatory reporting and a reconciliation process that has to balance to the cent.
We build the systems that hold all of that together.
WHAT WE BUILD
A routing layer sitting above your providers. Route by geography, currency, card scheme, ticket size or cost. Fail over automatically when a provider degrades. Add a new acquirer without touching your checkout.
Hosted, embedded or fully headless. Optimised for conversion on retail flows and for control on B2B flows. 3-D Secure handled properly, with step-up applied only where it earns its cost.
A double-entry ledger as the system of record — not a table of transactions. Automated matching against provider settlement files, exception queues for what doesn’t match, and exports your finance team can close the month with.
Single and mass payouts, scheduled or on-demand, with approval workflows, limits and a full audit trail.
Plans, trials, proration, dunning and smart retry logic that recovers involuntary churn rather than accepting it.
Real-time dashboards, alerting on authorisation-rate drift, and back-office tooling that lets support resolve a customer issue without a developer.
STANDARDS & COMPLIANCE WE BUILD TO
We are an engineering partner, not a licensed payment institution. Where a licence, scheme membership or regulated permission is required, we build to your licence or to your provider’s — and we’ll say so plainly at the start of a project.
STANDARDS & COMPLIANCE WE BUILD TO
01 · DISCOVERY
Current state, volumes, providers, pain points. 1–2 weeks.
02 · ARCHITECTURE
Target design, migration path, risk register. 2–3 weeks.
03 · BUILD
Delivered in fortnightly increments against a live environment.
04 · MIGRATION
Dual-running and phased cutover. No big-bang switchovers on money systems.
05 · RUN
Support, monitoring and iteration, or clean handover to your team.
Tell us what you’re building. We’ll tell you honestly whether
we’re the right team for it.
